Hillsboro, Beaverton and Portland real estate and homes for sale in Oregon, relocation, new construction - Barbara Nelson, REALTOR® Barbara Nelson REALTOR(r) for Hillsboro, Beaverton and Portland, Oregon real estate, relocation, new construction - NUMBER1EXPERT™ Barbara Nelson NUMBER1EXPERT(tm) for Hillsboro, Beaverton and Portland, Oregon real estate, relocation, new construction
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Barbara Nelson, REALTOR®, real estate agent and broker for Hillsboro, Beaverton and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Hillsboro, Beaverton and Portland Oregon home buying, real estate listings, and homes for sale in Washington and Multnomah County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Hillsboro, Beaverton and Portland real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
On what famous American street can you find the most expensive retail space for rent anywhere in the world?

A 
Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot.
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Barbara Nelson, REALTOR®, real estate agent and broker for Hillsboro, Beaverton and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Nelson
The Barbara Nelson Realty Group

Main Office: 503-803-0562
Office : 503-803-0562
Fax: 503-465-3800
E-mail: Barbara@noplacelikeportland.com

Barbara is a wizard when it comes to Portland real estate and the "aaaaaahs" are the sound of her satisfied clients. With Barbara on the job, it will seem as if buying and selling your home were as simple as clicking your heels together and saying the magic words "there's no place like home." The grateful people she helps will tell you there’s no realtor like Barbara Nelson. She has the courage, the heart and the brains to make your dreams come true.

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